Professional learning program from American Board

UBO Beneficiary Rules Course

The UBO Beneficiary Rules Course develops professional expertise in ultimate beneficial ownership identification, verification, disclosure, record keeping, regulatory compliance, AML/CFT governance, ownership structures, and beneficial ownership risk. Participants learn practical approaches for handling simple and complex ownership structures across different regulatory environments.

⏱15 Training Hours (5 Lectures) hours تدريبية 🎓Online 💳295 USD

Register for this course Frequently asked questions

The UBO Beneficiary Rules Course develops professional expertise in ultimate beneficial ownership identification, verification, disclosure, record keeping, regulatory compliance, AML/CFT governance, ownership structures, and beneficial ownership risk. Participants learn practical approaches for handling simple and complex ownership structures across different regulatory environments.

Quick answers about UBO Beneficiary Rules Course

Is this course suitable for beginners?

The course is positioned at an Advanced Professional level and is best suited to professionals with some exposure to compliance, legal affairs, corporate governance, finance, risk management, AML/CFT, KYC, internal audit, or corporate administration. Participants who are new to beneficial ownership can still benefit because the program introduces the core concepts before progressing to practical and complex scenarios.

Other common names: Ultimate Beneficial Owner UBO Training Course، Beneficial Ownership Rules Course، Ultimate Beneficial Ownership Compliance Course، UBO Compliance Training، Beneficial Ownership Disclosure Course، Beneficial Ownership and AML Course، UBO Identification and Verification Training، Beneficial Ownership Transparency Course، Corporate Ownership Compliance Course، UBO and Corporate Governance Training

About UBO Beneficiary Rules Course

Ultimate Beneficial Ownership (UBO) transparency is a central component of modern corporate governance, anti-money laundering (AML), and financial-crime compliance. Legal entities can have ownership structures involving multiple shareholders, subsidiaries, holding companies, nominees, or other arrangements that make the natural person ultimately exercising ownership or control difficult to identify. Effective beneficial ownership procedures help organizations understand who ultimately owns or controls an entity and support transparency across commercial and financial relationships.
The UBO Beneficiary Rules Course is designed to develop practical professional knowledge of beneficial ownership identification, verification, documentation, disclosure, monitoring, and compliance. Participants examine the concept of the beneficial owner, ownership and control structures, direct and indirect ownership, complex corporate structures, governance responsibilities, and the relationship between beneficial ownership transparency and AML/CFT controls. The Financial Action Task Force (FATF) identifies beneficial ownership transparency as an important component of measures designed to prevent legal persons and arrangements from being misused for money laundering, terrorist financing, and other illicit purposes.
The course places particular emphasis on the distinction between ownership and effective control. FATF guidance recognizes that beneficial ownership may arise through direct or indirect ownership, control through other means, or chains of corporate ownership. FATF also emphasizes that the appropriate ownership threshold is determined within national frameworks and that the 25% figure is an example rather than a universal FATF threshold. This distinction is important for professionals working across jurisdictions because UBO definitions, thresholds, filing obligations, registers, deadlines, and sanctions can differ between countries.
The program also incorporates current regulatory developments. For example, Saudi Arabia's Ministry of Commerce issued Ministerial Resolution No. 99 dated 5/6/1447 AH approving new Beneficial Ownership Rules in December 2025. The Ministry states that the rules define the beneficial owner as a natural person exercising final, actual, direct, or indirect control over a company and establish sequential criteria based on ownership, control, and, where necessary, specified management positions. The rules also require companies to maintain beneficial ownership information and take reasonable measures to identify the beneficial owner.
Through five instructor-led lectures totaling 15 training hours, participants explore regulatory concepts, ownership-structure scenarios, compliance procedures, record-keeping requirements, internal responsibilities, risk considerations, and practical exercises. The program is particularly relevant to compliance, legal, AML, risk, corporate governance, finance, internal audit, company-secretarial, and regulatory professionals. Its objective is to help participants build a structured approach to identifying and documenting beneficial ownership while recognizing that organizations must apply the specific legislation and regulatory requirements applicable in each jurisdiction.

Target audience for UBO Beneficiary Rules Course

Compliance officers and compliance managers
AML/CFT professionals
Legal advisors and corporate lawyers
Corporate governance professionals
Risk management professionals
Internal audit professionals
Company secretarial professionals
Corporate registration and administration professionals
Financial crime compliance professionals
Banking and financial-services compliance professionals
Investment and due-diligence professionals
Corporate finance professionals
Regulatory affairs professionals
KYC and customer due-diligence professionals
Senior executives responsible for corporate compliance
Professionals responsible for ownership and corporate records

Target countries and study availability

Target countries: Egypt، Saudi Arabia، United Arab Emirates، Qatar، Kuwait، Bahrain، Oman، Jordan، Other Middle Eastern countries، African countries، International participants

Available online outside Egypt: Yes

The program is available through remote online delivery and can also be delivered in person at the academy headquarters in Cairo. Hotel-based training may be arranged subject to venue availability and applicable additional venue costs.

Study details

Why might American Board be a suitable choice for UBO Beneficiary Rules Course؟

This course is a relevant professional-development option for professionals who need to understand beneficial ownership identification, ownership transparency, corporate compliance, and AML/CFT governance. Its subject matter is aligned with FATF international standards and can incorporate current national requirements, including Saudi Arabia's Beneficial Ownership Rules approved in December 2025. FATF emphasizes that national beneficial ownership systems must account for the specific legal and risk environment of each jurisdiction.

Links related to UBO Beneficiary Rules Course

• UBO Beneficiary Rules Course
• AML Compliance Courses
• Corporate Governance Courses
• Compliance Training Courses
• Risk Management Courses
• Financial Crime Compliance Courses

Supporting articles about UBO Beneficiary Rules Course

• What Is Ultimate Beneficial Ownership?
• How to Identify a Beneficial Owner
• Direct vs Indirect Beneficial Ownership
• Understanding FATF Recommendation 24
• UBO Compliance and Corporate Governance
• Beneficial Ownership Registers Explained

Related questions about UBO Beneficiary Rules Course

What is a UBO?

A UBO, or Ultimate Beneficial Owner, is generally a natural person who ultimately owns or controls a legal entity, directly or indirectly. FATF defines beneficial ownership in terms of the natural person or persons who ultimately own or control a legal person or exercise ultimate effective control.

Why is beneficial ownership important?

Beneficial ownership transparency helps organizations, regulators, and competent authorities understand who ultimately owns or controls legal entities and helps reduce the risk of companies and other legal structures being misused for illicit purposes. FATF identifies beneficial ownership transparency as an important component of the international AML/CFT framework.

Does FATF require a universal 25% UBO threshold?

No. FATF guidance explains that a 25% threshold can be used as an example within an ownership-interest approach, but FATF does not prescribe one universal threshold for every jurisdiction. Organizations must apply the threshold and identification criteria established by the relevant national laws and regulations.

Does the course cover complex ownership structures?

Yes. The program addresses direct and indirect ownership, control through different mechanisms, corporate ownership chains, and practical scenarios involving complex structures.

Does the course cover the Saudi UBO Rules?

The program can incorporate current Saudi regulatory developments as an applied regional example. Saudi Arabia's Ministry of Commerce approved new Beneficial Ownership Rules through Ministerial Resolution No. 99 dated 5/6/1447 AH in December 2025. The Ministry states that the rules establish sequential criteria based on ownership, control, and specified management positions where ownership or control cannot otherwise identify the beneficial owner.

What records can organizations be expected to maintain?

Requirements vary by jurisdiction. For example, Saudi Arabia's current rules require companies to maintain a dedicated beneficial ownership register containing specified identifying information and information concerning the basis and extent of ownership or control.

Who should attend the UBO course?

The course is particularly relevant to compliance, AML/CFT, legal, corporate governance, risk, internal audit, KYC, finance, regulatory affairs, and corporate administration professionals who deal with ownership structures or regulatory reporting.

Frequently asked questions about UBO Beneficiary Rules Course

What is a UBO?

A UBO, or Ultimate Beneficial Owner, is generally a natural person who ultimately owns or controls a legal entity, directly or indirectly. FATF defines beneficial ownership in terms of the natural person or persons who ultimately own or control a legal person or exercise ultimate effective control.

Why is beneficial ownership important?

Beneficial ownership transparency helps organizations, regulators, and competent authorities understand who ultimately owns or controls legal entities and helps reduce the risk of companies and other legal structures being misused for illicit purposes. FATF identifies beneficial ownership transparency as an important component of the international AML/CFT framework.

Does FATF require a universal 25% UBO threshold?

No. FATF guidance explains that a 25% threshold can be used as an example within an ownership-interest approach, but FATF does not prescribe one universal threshold for every jurisdiction. Organizations must apply the threshold and identification criteria established by the relevant national laws and regulations.

Does the course cover complex ownership structures?

Yes. The program addresses direct and indirect ownership, control through different mechanisms, corporate ownership chains, and practical scenarios involving complex structures.

Does the course cover the Saudi UBO Rules?

The program can incorporate current Saudi regulatory developments as an applied regional example. Saudi Arabia's Ministry of Commerce approved new Beneficial Ownership Rules through Ministerial Resolution No. 99 dated 5/6/1447 AH in December 2025. The Ministry states that the rules establish sequential criteria based on ownership, control, and specified management positions where ownership or control cannot otherwise identify the beneficial owner.

What records can organizations be expected to maintain?

Requirements vary by jurisdiction. For example, Saudi Arabia's current rules require companies to maintain a dedicated beneficial ownership register containing specified identifying information and information concerning the basis and extent of ownership or control.

Who should attend the UBO course?

The course is particularly relevant to compliance, AML/CFT, legal, corporate governance, risk, internal audit, KYC, finance, regulatory affairs, and corporate administration professionals who deal with ownership structures or regulatory reporting.